Call Us 559-713-1315 ☰ ˟
Logo
Call Us 559-713-1315
  • Home
  • Our Agency
    • AboutImage of right arrow
      • Community Involvement
      • Our Locations
      • Our Staff
    • Anti-Theft Program
    • Our Providers
    • Mitchell Insurance Services Off-Road
  • Products
    • Auto and Homeowners Insurance
    • Auto InsuranceImage of right arrow
      • Liability Coverage
      • Comprehensive Coverage
      • Collision Coverage
      • Uninsured & Underinsured Motorist Coverage
      • Diminishing Deductible
      • Specialty Auto Insurance
      • Towing
      • Personal Injury Protection (PIP)
      • Medical Payments Coverage
    • Home InsuranceImage of right arrow
      • Flood Insurance
      • Homeowners Insurance
      • Renters Insurance
      • Condo Insurance
      • Mobile Home Insurance
      • Scheduled Property Insurance
      • Landlords Insurance
    • Farm InsuranceImage of right arrow
      • Anti-Theft Program
      • USDA/FSA Farm Program
      • Farm Owners Insurance
      • Farm Livestock Insurance
      • Equine Insurance
      • Farm Equipment Insurance
      • Farm Structures Insurance
      • Farm Auto Insurance
      • Farm Umbrella Insurance
      • Farm Liability Insurance
    • Crop Insurance
    • Recreational Vehicle InsuranceImage of right arrow
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • ATV Insurance
      • Snowmobile Insurance
    • Additional Insurance ServicesImage of right arrow
      • Other Services
      • Drone Insurance
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Insurance for Arborists
      • Bar Insurance
      • Box Truck Insurance
      • Builders Risk Insurance
      • Car Dealership Insurance
      • Cargo Insurance and Freight Insurance
      • Catering Insurance
      • Cleaning Business Insurance
      • Construction Insurance
      • Consulting Firm Insurance
      • Contractors Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Dental Practice Insurance
      • Dump Truck Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Food Truck Insurance
      • Fleet Insurance
      • Handyman Insurance
      • Garage Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • HVAC Contractors Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Limousine Services Insurance
      • Liquor Liability Insurance
      • Livestock Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Media & Advertising Insurance
      • Medical Malpractice Insurance
      • Minibus Insurance
      • Non Profit Insurance
      • Nursing Home Insurance
      • Nursing Insurance
      • Personal Trainer Insurance
      • Pharmacist Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Real Estate Businesses Insurance
      • Retail Insurance
      • Religious Institution Insurance
      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tractor Insurance
      • Tow Trucks Insurance
      • Water Well Drillers Insurance
      • Winery & Packing House Programs
      • Wine and Brewery Insurance
      • Veterinary Insurance
    • Coverage for Your BusinessImage of right arrow
      • Bonds
      • Business Catastrophe Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Real Estate Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Employment Practices Liability Insurance
      • Equipment Insurance
      • Errors and Omissions Insurance
      • Fidelity Bonds
      • Inland Marine Insurance
      • Marine Insurance
      • Mechanical Breakdown Insurance
      • Office Insurance
      • Product Liability Insurance
      • Professional Liability
      • Shipping Insurance
      • Small Business Insurance
      • Small Business Liability Insurance
      • Storage Insurance
      • Surety Bonds
      • Technology Insurance
      • Trailer Insurance
      • Transportation Insurance
      • Trucking Insurance and Semi Truck Insurance
      • Workers Compensation
      • Van Insurance
  • Get A Quote
  • Contact Us
Home > Blog > The Importance of Crop Insurance for Farmers
WEDNESDAY, JULY 14, 2021

The Importance of Crop Insurance for Farmers

When you insure your farm, you have countless assets and liabilities that deserve strong, tailored coverage. No benefit is perhaps more important than your crop insurance.a large green field with trees in the background 

Your crop production and yield will be one of the factors that could make or break your farm. But, crops are among the most sensitive assets on any farm. They are extremely vulnerable to loss, which is a massive financial liability to any farmer. Here’s why you need it. 

Crop Insurance Basics 

Fundamentally, crop insurance provides compensation to the farm if crops are lost or destroyed due to certain incidents. Covered incidents often include: 

  • Fire 

  • Wind 

  • Hail 

  • Lightning 

  • Smoke 

  • Theft 

  • Vandalism 

  • Drought 


These natural disasters are not only hard to predict, but they also are highly likely to cause significant and extensive crop damage. It is very difficult, after all, to predict precisely how severe such events are going to be, and how badly the end-result will be for your crops. 

Additionally, crop insurance can also cover a loss of income due to accidents or changes that are out of the farm’s control. For example, if you must stop production due to government mandates or declines in agriculture prices, this coverage can still assist you. 

When you purchase a farm insurance policy as an agricultural produce, be sure that crop insurance is included. Not all farm insurance policies are created equal, and there are two main types of crop insurance policies: 

  • Crop-Hail policies may be purchased through a private insurer at any point in the season and protect your crops against hail. 

  • Multiple Peril Crop Insurance policies are only available at select insurers through the Federal Crop Insurance Program. This policy covers your crops against a wide range of threats, such as excessive moisture and freeze. This insurance must be purchased before the crops are planted. 


When you have to file a claim, you will contact your insurance provider who will then investigate the claim and survey the damage. Once the claim is approved, you will receive compensation for crops that have been lost, and you may receive temporary revenue assistance. 

How Much is Crop Insurance 

Crop insurance prices vary wildly depending on your location, size of the farm, types of crops being grown, the season and more. Always double check that you have provided the right acreage and planting details to your insurance provider, as false information or an underinsured field may lead to a lack of coverage. 

Additionally, work with your insurance agent to compare prices and coverage options of different farm insurance policies. There are numerous dangers that your farm might face, such as property damage from natural disasters and a loss of livestock. You will also need to protect your employees, the machinery you own, and your dwelling if you live on the property. Each of these will go into building a comprehensive farm insurance policy that truly represents you.
Posted 2:30 PM

Tags: farm, crop, ranch, agriculture, insurance, coverage
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021

  • home insurance(7)
  • auto insurance(5)
  • crop insurance(3)
  • homeowners insurance(2)
  • farm insurance(2)
  • insurance(2)
  • ag insurance(1)
  • summer(1)
  • renters insurance(1)
  • property and casualty insurance(1)
  • crop(1)
  • coverage(1)
  • golf cart insurance(1)
  • crop coverage(1)
  • giveaway(1)
  • ranch(1)
  • casualty insurance(1)
  • business insurance(1)
  • farm(1)
  • agriculture(1)
  • property insurance(1)
  • flood insurance(1)
  • commercial insurance(1)
  • agriculture insurance(1)

View Mobile Version
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Home| Get A Quote| Customer Service| Blog| About Us| Contact
1624 East Caldwell Avenue | Visalia, CA 93292
Ph: 559-713-1315 | Fx: 559-713-1316
Social Social Social Social Social
Logo

Powered by Insurance Website Builder