Crop Insurance in Central Valley and Central Coast, CA
Keep Your Farm Afloat in Times of Trouble.
The farming and agricultural industry often involves risk and uncertainty. From unexpected natural disasters to major economic changes in the marketplace, many situations can affect the productivity of your agribusiness.
At Mitchell Insurance Services, we know that the success of your farm directly impacts the livelihood of you and your family. With the right Crop Insurance coverage, you can protect your business and keep your farm afloat through all of the difficult times.
Mitchell Insurance Services offers two basic types of Crop Insurance for your farm or ranch:
- Crop-yield insurance covers excess losses to your crops due to natural disasters such as drought or flood as well as other perils like insects or disease.
- Crop-revenue insurance covers negative changes in the price of a crop that occurs during the crop’s growing season.
Mitchell Insurance Services offers a full line of crop insurance, whole farm revenue protection programs, and non-traditional risk management programs. Below please find a partial listing of some of the programs that are available from both the Federal and private sectors:
Whole Farm Revenue Protection (WFRP)
The adjusted gross revenue program is a FCIC subsidized, nontraditional, whole farm risk management tool. The WFRP concept uses a producers historical Schedule F tax information as a base to provide a level of guaranteed revenue for the entire farm during the insurance period. The premium is based on your guaranteed revenue for the entire farm during the insurance and on your average qualified revenue as shown on the income tax forms "Schedule F" for the past five years.
Multi-Peril Crop Insurance (MPCI)
This broad coverage product insures the grower's crops from a wide range of perils such as hail, heat damage, wind damage, flod, insect and plant disease damage (if uncontrollable while using standard pest management practices). MPCI uses the crop's Actual Production History (APH) as a base, allowing the grower to select a level of participation above the 50% level of production.
Actual Revenue History (ARH)
Actual Revenue History based MPCI crop insurance programs provide growers with a dollar insurance guarantee protecting against insurable causes of loss from weather related events and from reduction in revenue from market related conditions as well.
Non-Insured Assistance Program (NAP)
The Farm Service Agency offers this program to insure crops that are not insurable through standard crop insurance programs. Kiwi's, Asian Pears, Onions, Pomegranates, Persimmons, and vegetable crops are just a few of the crops insurable under NAP.
Named Peril Insurance Programs
Named Peril Citrus Freeze covers citrus crops for the peril of frost, which can be added on to standard MPCI programs for additional protection.
Named Peril Grape Cluster Freeze covers grapes from the peril of frost. This policy can be secured in conjunction with the grape growers MPCI policy for additional protection.
Raisin Reconditioning supplies the raisin grower with extra coverage for reconditioning and extra field expense.
Cherry Rain supplies the cherry grower with extra coverage for the peril of rain.
Packing House Business Interruption insures citrus packing house operations in the event a catastrophic frost occurs which will limit the amount of fruit they can pack. This basis of this policy is on the packing houses past production of packed cartons.
You’ve poured years of hard labor and honest work into your agribusiness, and when times are tough, you’ll need an agency you can depend on. Talk to a specialist at Mitchell Insurance Services to learn more about how Crop Insurance can help ensure the continued service of your farm for years to come.
In accordance with Federal civil rights law and U.S. Department of Agriculture (USDA) civil rights regulations and policies, the USDA, its Agencies, offices, and employees, and institutions participating in or administering USDA programs are prohibited from discriminating based on race, color, national origin, religion, sex, gender identity (including gender expression), sexual orientation, disability, age, marital status, family/parental status, income derived from a public assistance program, political beliefs, or reprisal or retaliation for prior civil rights activity, in any program or activity conducted or funded by USDA (not all bases apply to all programs). Remedies and complaint filing deadlines vary by program or incident.