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Home > Farm / Agricultural Insurance - Visalia CA & Paso Robles CA

Farm Insurance


Farm Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Farm Quote Request

Farm Insurance Information

It’s Your Livelihood. Make Sure It’s Protected.

Whether you’re a local grower or a large cultivator, we understand the value of insuring your greatest asset. At Mitchell Insurance Services, we’re dedicated to providing the agricultural coverage and services you need to keep your farm or ranch protected – so you can focus on maintaining a smooth operation.

We know that you work hard as a farmer, and at Mitchell Insurance Services we want to extend that same courtesy to you by keeping your farm and everything on it insured. Our insurance specialists are sensitive to your individual needs and will work with you to find a policy that best suits your farm or ranch.
 

a large machine in a field

Designing a specific policy with us gives you the options of coverage in the following areas:

  • Crop Insurance
  • Farm Owners Insurance
  • Farm Livestock Insurance
  • Equine Insurance
  • Farm Equipment Insurance
  • Farm Dwelling Insurance
  • Farm Structures Insurance
  • Farm Auto Insurance
  • Farm Umbrella Insurance
  • Farm Liability Insurance


Common Farm Insurance Questions:  

Why Farm Insurance?

Your farm is your livelihood, and you can never be too cautious. Since an accident can happen when you least expect it, it’s important to be prepared when potential problems arise. By being proactive with a proper farm policy, your equipment, buildings, and even lost income can be covered in the event that an unforeseen circumstance disrupts your operations.

You’ve worked hard to build your farm into a business. Mitchell Insurance Services will work even harder to ensure that your business is protected.

We partner with reputable and trusted insurance carriers such as Nationwide, Great American, Chubb Agribusiness, Liberty Mutual and Travelers.

We provide insurance solutions for farmers near Visalia, Paso Robles, Exeter, Delano, Bakersfield, and Tulare.

What is Farm Insurance?  
Farms are businesses just like any other. However, the success or failure of a production yield often means the success or failure the business. Since there are countless hazards that might come along at any moment to damage property, interrupt production and destroy products, farmers need the ability to recoup their financial losses under the circumstances. Tailored commercial insurance benefits will assist them throughout this process.  

What Does Farm Insurance Cover?  
There are many insurance options from which farmers can benefit. These include:  

  • Crop Insurance: Damage to crops might arise from weather, fires and other hazards. This coverage can pay you a settlement to help you replace those items and lost income.

  • Farm Livestock Insurance: A loss to your animals could mean a loss of profit. Therefore, this coverage can help you recover the results.

  • Equine Insurance: Horses are often valuable both for farm operations and their market value. Therefore, when you breed or raise horses, a single loss might cost you a lot of money. This coverage can insure your horses against death, injuries and other hazards.

  • Farm Equipment Insurance: Should important assets like pumps, rakes, sprayers and other tools get damaged, then this coverage can help pay for those items.

  • Tractor Insurance: Standard equipment insurance often doesn’t cover tractors or other farm vehicles. You can buy separate coverage to protect these items against damage or other losses.

  • Farm Dwelling Insurance: If you live on your farm, then this policy can cover your home.

  • Farm Structures Insurance: This coverage insures barns, grain silos and other property.

  • Commercial Auto Insurance: Vehicles owned by the farm or used in its operations will need commercial auto insurance rather than personal auto insurance.

  • Farm Liability Insurance: Your operations might cause bodily injuries or property damage to various people, including your clients. This coverage can help you repay them for their losses.

  • Umbrella Insurance: Under standard liability insurance, there will be limits. However, if a claim exceeds these limits, then umbrella liability coverage can help cover remaining costs.

  • Workers’ Compensation Insurance: If you hire full- or part-time employees in your operation, then you will likely have to buy workers’ compensation. It will pay an employee supplementary income if work-related injuries or illnesses force me off the job.


Coverage can be customized to meet the needs of those who reside on their farms by insuring both their personal and commercial assets with a farm owners policy. Because of numerous industry regulations, you will face several coverage requirements based on your specific operating profile, as well.  

What Will Farm Insurance Cost?  
You must be able to maximize your production and minimize your financial liabilities in order to make your farm a success. Your insurance plays a critical part in this strategy, but you must keep it affordable in and of itself. You don’t want it to be a burden to your overhead expenses, and our goal is to ensure that you receive all the right benefits while still paying for them affordably.  

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1624 East Caldwell Avenue | Visalia, CA 93292
Ph: 559-713-1315 | Fx: 559-713-1316
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