Call Us 559-713-1315 ☰ ˟
Logo
Call Us 559-713-1315
  • Home
  • Our Agency
    • AboutImage of right arrow
      • Community Involvement
      • Our Locations
      • Our Staff
    • Anti-Theft Program
    • Our Providers
    • Mitchell Insurance Services Off-Road
  • Products
    • Auto and Homeowners Insurance
    • Auto InsuranceImage of right arrow
      • Liability Coverage
      • Comprehensive Coverage
      • Collision Coverage
      • Uninsured & Underinsured Motorist Coverage
      • Diminishing Deductible
      • Specialty Auto Insurance
      • Towing
      • Personal Injury Protection (PIP)
      • Medical Payments Coverage
    • Home InsuranceImage of right arrow
      • Flood Insurance
      • Homeowners Insurance
      • Renters Insurance
      • Condo Insurance
      • Mobile Home Insurance
      • Scheduled Property Insurance
      • Landlords Insurance
    • Farm InsuranceImage of right arrow
      • Anti-Theft Program
      • USDA/FSA Farm Program
      • Farm Owners Insurance
      • Farm Livestock Insurance
      • Equine Insurance
      • Farm Equipment Insurance
      • Farm Structures Insurance
      • Farm Auto Insurance
      • Farm Umbrella Insurance
      • Farm Liability Insurance
    • Crop Insurance
    • Recreational Vehicle InsuranceImage of right arrow
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • ATV Insurance
      • Snowmobile Insurance
    • Additional Insurance ServicesImage of right arrow
      • Other Services
      • Drone Insurance
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Insurance for Arborists
      • Bar Insurance
      • Box Truck Insurance
      • Builders Risk Insurance
      • Car Dealership Insurance
      • Cargo Insurance and Freight Insurance
      • Catering Insurance
      • Cleaning Business Insurance
      • Construction Insurance
      • Consulting Firm Insurance
      • Contractors Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Dental Practice Insurance
      • Dump Truck Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Food Truck Insurance
      • Fleet Insurance
      • Handyman Insurance
      • Garage Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • HVAC Contractors Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Limousine Services Insurance
      • Liquor Liability Insurance
      • Livestock Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Media & Advertising Insurance
      • Medical Malpractice Insurance
      • Minibus Insurance
      • Non Profit Insurance
      • Nursing Home Insurance
      • Nursing Insurance
      • Personal Trainer Insurance
      • Pharmacist Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Real Estate Businesses Insurance
      • Retail Insurance
      • Religious Institution Insurance
      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tractor Insurance
      • Tow Trucks Insurance
      • Water Well Drillers Insurance
      • Winery & Packing House Programs
      • Wine and Brewery Insurance
      • Veterinary Insurance
    • Coverage for Your BusinessImage of right arrow
      • Bonds
      • Business Catastrophe Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Real Estate Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Employment Practices Liability Insurance
      • Equipment Insurance
      • Errors and Omissions Insurance
      • Fidelity Bonds
      • Inland Marine Insurance
      • Marine Insurance
      • Mechanical Breakdown Insurance
      • Office Insurance
      • Product Liability Insurance
      • Professional Liability
      • Shipping Insurance
      • Small Business Insurance
      • Small Business Liability Insurance
      • Storage Insurance
      • Surety Bonds
      • Technology Insurance
      • Trailer Insurance
      • Transportation Insurance
      • Trucking Insurance and Semi Truck Insurance
      • Workers Compensation
      • Van Insurance
  • Get A Quote
  • Contact Us
Home > Blog > Farm Insurance and Crop Protection
THURSDAY, APRIL 14, 2022

Farm Insurance and Crop Protection

We all know that the weather is fickle and can ruin a picnic or a vacation. Having those events ruined is no fun, plus it's inconvenient. But for a farmer, the fickle weather can be much more than inconvenient; it can be devastating. Weather can ruin a crop or reduce the yield. So, what can a farmer do for protection? 

That is what crop insurance is all about. Crop insurance is designed to protect a farmer's investment in case there is a natural disaster that affects profits. 
Farmland with crops
Here are three types of crop insurance: 

  1. Multi-peril: Multi-peril crop insurance is just that. It protects against multiple types of natural disasters. These include hail, drought, freezing weather, floods, fire, insects, disease and wildlife.

  2.  Hail: This insurance covers crops, or portions of crops if they are damaged by hail. Besides what is covered, the main difference between hail insurance and multi-peril insurance is that hail insurance is not part of the Federal Crop Insurance Program.

  3.  Revenue: This type of insurance is not as cut and dry as the other two. Crop revenue insurance is based on how much the farmer's revenue deviated from the average revenue. Basically, what happens is the Risk Management Agency will take the price corn should sell for, combined with what the farmer should harvest to determine estimated revenue. If a farmer does not get that revenue, then the crop insurance will pay the difference. However, this does not cover loss of revenue due to a farmer simply not harvesting a field. This type of insurance is also based on one growing season and does not cover a span of growing seasons.


That is the basic premise of those types of crop insurance. The best way to understand what you need to protect yourself from the fickleness of weather is to talk with your independent insurance agent. 
Posted 4:02 PM

Tags: farm insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021

  • home insurance(7)
  • auto insurance(5)
  • crop insurance(3)
  • homeowners insurance(2)
  • farm insurance(2)
  • insurance(2)
  • ag insurance(1)
  • summer(1)
  • renters insurance(1)
  • property and casualty insurance(1)
  • crop(1)
  • coverage(1)
  • golf cart insurance(1)
  • crop coverage(1)
  • giveaway(1)
  • ranch(1)
  • casualty insurance(1)
  • business insurance(1)
  • farm(1)
  • agriculture(1)
  • property insurance(1)
  • flood insurance(1)
  • commercial insurance(1)
  • agriculture insurance(1)

View Mobile Version
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Home| Get A Quote| Customer Service| Blog| About Us| Contact
1624 East Caldwell Avenue | Visalia, CA 93292
Ph: 559-713-1315 | Fx: 559-713-1316
Social Social Social Social Social
Logo

Powered by Insurance Website Builder