Thursday, May 1, 2025When you purchase a home insurance policy, you may hear the term replacement cost value. This is because you are generally recommended to carry enough home insurance to cover this entire value. The replacement cost value of your home is not the same as the amount you paid for it, however. READ MORE >>
Thursday, January 2, 2025Every day, you plug your phone in to charge. You flip on the television. You microwave a dish. All of this requires electricity. And electricity is inherently dangerous. Unfortunately, electrical fires are not uncommon in homes. Yet, many homeowners do not know what it takes to maintain their system against these risks. READ MORE >>
Tuesday, April 2, 2024Many homeowners unfortunately fall into the trap of not having the right amount of coverage when it comes time to file a claim. This is because there is a lot more to home insurance than just your coverage limits. While it may seem that your home is covered, you could have gaps in your policy. READ MORE >>
Thursday, February 8, 2024Home insurance premiums vary depending on several different factors that all boil down to one factor: your risk. The more risk you present for the insurance provider, the more they may charge you for home insurance. So how is risk calculated for your home insurance? Value of the Home READ MORE >>
Sunday, October 1, 2023Homeowners insurance is a necessary part of home ownership. When you buy a home, your mortgage lender usually requires you to get coverage. Carrying a policy helps protect you and the lender against common threats and losses. You also want coverage that gives you peace of mind. READ MORE >>
Thursday, January 5, 2023The more you know about home insurance, the better equipped you'll be to navigate it. Here are five things you might not know on the subject: Some dog breeds raise your premiums more than others. Dog bites tend to cost insurance companies around $30,000 on average. READ MORE >>
Tuesday, November 1, 2022Before you take the plunge, realize that buying a home means new risks for you, your family and your finances. Nonetheless, there are ways that you can prepare to buy a home to ensure that you address your needs. In one way, a strong homeowners insurance policy can help you protect yourself in your new home. READ MORE >>
Tuesday, August 16, 2022Whether you are a new home owner, or have owned your home for a longer period of time, there’s no doubt you have many questions about home owner’s insurance. You want to protect your home, your possessions, and your family. Below are five of the most frequently asked questions about home owner insurance. READ MORE >>
Wednesday, June 29, 2022Relax... we've got you covered! It's officially the first day of summer. Time for road trips, cook-outs, swimming pool parties, and to find a better insurance quotes! Good thing Mitchell Insurance Services is here for all of your insurance needs. READ MORE >>
Tuesday, June 21, 2022With interest still low, many consumers are ready to take the leap into home ownership. Most lenders require that you have home insurance, commonly called homeowner’s insurance, that offer protection from loss if your home in damaged or completely lost due to a fire or a natural disaster (excluding flood coverage). READ MORE >>
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