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Mitchell Insurance Services Blog

View the latest blog posts from Mitchell Insurance Services.

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Tuesday, June 10, 2025

Five Common Misconceptions About Farm Insurance

  To any agricultural producer, farm insurance might seem like a burden. After all, it’s an ongoing expense that might cut into your overall profit margins. Still, this is one of the most important risk management tools that any farmer needs. READ MORE >>

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Thursday, May 1, 2025

What is Replacement Cost Value on a Home?

When you purchase a home insurance policy, you may hear the term replacement cost value. This is because you are generally recommended to carry enough home insurance to cover this entire value. The replacement cost value of your home is not the same as the amount you paid for it, however. READ MORE >>

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Tuesday, April 1, 2025

6 Tips to Save on Car Insurance

You can save on car insurance by knowing the right questions to ask. Your insurance agent acts as an important ally in helping you understand all your options. There are also other things you can do to save on auto insurance. Learn how by reading our tips below. 1. Check Your Rates Annually READ MORE >>

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Monday, March 3, 2025

Insurance Requirements for Small Business Owners

Owning and operating a small business requires a lot of work, time and money. Work and time are fairly easy to come by, but money is a precious resource for most small business owners, which is why you need business insurance. READ MORE >>

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Monday, February 10, 2025

How to Understand Car Insurance Deductibles

When insuring your car, you will have a lot of leeway to choose the benefits that are most personalized to you, even though you will have to carry at least a minimum amount of coverage as required by your state. You still can choose multiple perks within your plan, and among the terms that are within your ability to control are your damage deductibles. READ MORE >>

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Thursday, January 2, 2025

Home Insurance Coverage For Electrical Fires

Every day, you plug your phone in to charge. You flip on the television. You microwave a dish. All of this requires electricity. And electricity is inherently dangerous. Unfortunately, electrical fires are not uncommon in homes. Yet, many homeowners do not know what it takes to maintain their system against these risks. READ MORE >>

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Friday, December 20, 2024

New USDA Program provides financial assistance for marketing specialty crops (MASC)

Last week, the USDA announced a program, Marketing Assistance for Specialty Crops (MASC), which can provide up to $125,000 in assistance to qualified specialty crop producers. MASC covers the following commercially marketed specialty crops; Fruits (fresh, dried), Vegetables (including dry edible beans and peas, mushrooms, and vegetable seed), Tree nuts, Nursery crops, and more! READ MORE >>

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Monday, December 2, 2024

How to Cut Down the Costs of Business Insurance

All small business owners understand the importance of carefully budgeting expenses. But while paying rent, utilities and payroll is necessary, so too is business insurance. A storm or a liability lawsuit could result in your business facing tens or hundreds of thousands in damages. READ MORE >>

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Tuesday, November 5, 2024

End-of-the-Year Business Insurance Review

Every business recognizes the benefits of the end of the year. It is time to reconcile statements. It is time to look at profit and loss. It is also time to review business insurance. Prior to the start of the new year, companies need to ensure they have the proper level of coverage. READ MORE >>

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Wednesday, October 2, 2024

Questions to Ask Before Purchasing a General Liability Insurance Policy

Before you ever open your business for clients and customers, you will need general liability insurance to protect your assets. However, not all general liability insurance policies are created equal. General liability insurance covers three main areas: READ MORE >>

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